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Future Generali India Insurance

Future Generali India Insurance

Future Generali India Insurance

Future Generali India Insurance overview

Future Generali India Insurance Company Limited is a joint venture between the renowned Generali Group, a global insurance business with a legacy of 190 years, holding a majority stake of 74%, and the Future Group. Established in 2006, the company’s primary mission is to offer a wide range of insurance solutions to individuals and businesses, including retail, commercial, personal, and rural insurance, helping them effectively manage and minimize risks.

In an impressive achievement, FGII achieved break-even in just six years of operation, during the fiscal year 2013-2014. Today, the company boasts strong financials, managing assets worth over Rs. 5,700 Crore in FY 2022, with a Gross Written Premium of Rs. 4,210.35 Crore and an impressive claim settlement ratio of 93%.

Having earned its place among India’s top 10 private general insurance players, Future Generali India Insurance has consistently been recognized as a ‘Great Place to Work’ by the esteemed Great Place to Work® Institute, achieving this certification for the 4th consecutive time from November 2022 to November 2023.

Key features

Future Generali claims process

Future Generali stands out as an excellent choice for insurance with its efficient settlement processes. With cashless settlement typically taking just 2 to 4 hours, and reimbursement settlement completed within 30 days, customers can expect quick and hassle-free claims processing.

Moreover, opting for paperless reimbursement claims means you won’t face any additional difficulties, even if your hospital is not part of the cashless network list. This added convenience ensures that you can smoothly get your medical expenses reimbursed without unnecessary complications.

Another advantage offered by Future Generali is their In-house Third-Party Administrator (TPA), which adds to the seamless experience by streamlining the entire claims handling process.

Steps to file a Group Health Insurance claim with Future Generali : 
For cashless treatment : 
  1. Locate a Future Generali Network Hospital
    Search for a Future Generali network hospital in the city where you want to avail cashless treatment for your group health insurance plan.
  2. Inform Future Generali
    For emergency hospitalization, inform Future Generali team within 24 hours, and for planned hospitalization, notify them 48 hours before admission.
  3. Carry Essential Information
    When visiting the network hospital, bring your cashless treatment card, policy number, and member ID for a seamless claims process.
  4. Share Details with Hospital Insurance Desk
    Provide your card or policy number and member ID to the hospital’s insurance desk for cashless claims assistance.
  5. Complete the Pre-Authorization Form
    Accurately fill out the pre-authorization form available at the hospital to initiate the claims process.
  6. Hospital Sends Form to Future Generali
    After you’ve informed the insurer and completed the form, the hospital sends the pre-authorization form to Future Generali Insurance Company.
  7. Await Approval or Rejection
    Future Generali team  reviews the claim details and informs both the policyholder and hospital about the approval or rejection of the claim.
  8. Payment Process
    If approved, the insurance company directly covers the medical expenses. If rejected, the policyholder must pay the bills themselves.
Remember to follow these steps to ensure a smooth cashless claims experience with your Future Generali group health insurance plan.

For reimbursement treatment : 

  • Inform Future Generali: For planned hospitalization, notify the company 48 hours before admission; for emergencies, inform within 24 hours of hospitalization.
  • Submit Claim Form: Complete and submit the claim form with all required documents, as per your group health insurance plan’s terms and conditions.
  • Document Review: Future Generali’s claim management team will examine the submitted documents and claim form details.
  • Approval Letter: Upon approval, the policyholder will receive a letter of approval from Future Generali’s claim management team.
  • Reimbursement: After approval, the reimbursement amount will be processed within 15 days.
  • Rejection Response: In case of rejection, the insured individual must address any queries raised by the insurer or receive an explanation for the rejection.

Follow these straightforward steps for a hassle-free reimbursement claims process with your Future Generali group health insurance plan

Documents required a Group Health Insurance claim with Future Generali : 

  1. Original investigation reports
  2. Final hospital discharge summary
  3. FIR or post-mortem report if happened
  4. Pharmacy bills along with the prescription
  5. Original bills, receipts, and discharge report
  6. Indoor case papers and duly-filled claim form
  7. Original hospital bills and a valid photo ID proof
  8. Treating doctor’s report, and original consultation notes
  9. Nature of operation performed and surgeon’s bill and receipt
  10. Test reports along with attending doctor’s or surgeon’s report

Future Generali x Healthysure advantage

Rest Easy with Healthysure’s 24/7 Claims Support – Your Hassle-Free Claims Partner!

Our experts take care of all the steps and documents so you can take care of things that matter!

Future Generali's group health insurance plans

With Future Generali’s corporate insurance plans, you have the option to design a custom insurance plan with : 

At Healthysure, our mission is to assist businesses in discovering the ideal Group Health Insurance options for their valued employees. We take pride in presenting Future Generali and their flexible Group Health Insurance plans that cater to the unique needs of every team.

With Future Generali, you gain access to comprehensive yet affordable Group Health Insurance plans. This empowers you to provide top-notch healthcare benefits to your employees without straining your budget.

The pricing of Future Generali’s Group Health Insurance policies depends on various factors, such as team size, coverage options, and more. To obtain precise Group Health Insurance Quotes tailored to your organization’s needs, simply connect with our knowledgeable team at Healthysure. We will guide you in finding the perfect coverage plan that aligns with your budget and caters to your employees’ well-being.

Choose Healthysure as your trusted partner for Future Generali’s Group Health Insurance solutions, and secure your team’s future with adaptable, cost-effective plans. Get in touch with us today to receive instant, customized Group Health Insurance Quotes and ensure your employees’ well-being.

Future Generali 🤝 Healthysure advantage

Don’t Settle for Less! Healthysure & Future Generali Promise the Best Prices for Your Health Insurance Needs!

Future Generali reviews

High Coverage
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Good claims with maximum coverage in this insurance plan makes it a very unique plan. The benefits are more but the investment is very less. Great service given by you and your company members.
Affordable plans with best benefits
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Future Generali life insurance give the best services and the best plan which has many benefits and the premium is very affordable.
Excellent service provided by Healthysure
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Healthysure team coordinated well with Future Generali and ensured the entire process including claim settlement was hassle-free for me.

Future Generali FAQs

Cashless hospital network list for Future Generali can be seen here

Future Generali India Insurance was established in 2006.

You can WhatsApp to the Future Generali team for support on 917678006000

The group health insurance plans or corporate health insurance plans offered by Future Generali can differ based on various factors such as the specific members covered, the features included in the policy, the type of policy chosen, and more.

For a quick and free quote tailored to your team’s needs, the recommended approach is to contact the Healthsure team using the details provided below👇.

Claims Settlement Ratio (CSR) is the percentage of claims settled by the insurance company against the no. of claims obtained in a financial year.

Future Generali’s group health insurance has a claim settlement ration of 99% 

Imagine you have a jar full of candies. The solvency ratio is like a way to see if you have enough candies to share with your friends, but also keep some for yourself. If your jar has a high solvency ratio, that means you have a lot of candies and can share them without any problem. If the ratio is low, you might run out of candies and that wouldn’t be fun. Businesses use the solvency ratio to make sure they have enough money to pay their bills and still have some left for other things.

Future Generali has a solvency ratio of 1.66  (IRDAI recommended: >1.5)

Have any other doubts 🤔

Have doubts regarding buying or renewing your corporate health policy? Not sure about your policy benefits? Set-up a free call with our group health insurance policy experts and find the policy that works the best for your team.

Note : Details compiled from various sources. Numbers are for Group Health Insurance plans by Future Generali.

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