Digit Group Health Insurance overview
Digit Insurance entered into the general insurance segment and aims to make insurance simple for all. Digit is started by Kamesh Goyal and is funded by Fairfax Group, operating in over 30 countries with a long-term value approach towards India’s investments.
Digit Insurance, also known as Digit, is an online general insurance company that offers various non-life insurance products that cover your car, bike, travel, home, and mobile.
Digit insurance is also the first company to become a unicorn in 2021.
The company is based out of Pune and Bengaluru. It follows a unique strategy of multi-channel distribution of insurance plans and the digital platform for resolving claims and customer service.
Digit General Insurance has also introduced its latest brand campaign called “Do the Digit Digit,” which showcases Virat Kohli, the brand ambassador.
Key features
- 24/7 Assistance
- 8,500+ network hospitals for cashless claims
- Zero-deductibles
- Affordable Premiums
- Paperless reimbursements
- TPA: External (cashless) In-house (Reimbursement)
- Solvency ratio : 2.01
Digit insurance claims process
With cashless settlement TAT being 2 to 4 hours and reimbursement settlement taking around 10 to 15 days, Digit insurance is one of the best options available.
Paperless reimbursement claims ensure that you do not have any additional troubles even if your hospital is not present in the cashless network list.
Digit has provisions of external and In-house TPAs.
Steps to file a Group Health Insurance claim with Digit :
- Locate a Digit insurance’s Network Hospital
lease proceed to the nearest hospital within your network and verify your identity by presenting your health insurance ID along with a valid photo ID. - Inform Digit
If you have a planned hospitalization or treatment, please inform Digit at least 72 hours in advance. In case of an emergency, please inform them within 24 hours. - Carry Essential Information
When visiting the network hospital, bring your cashless treatment card, policy number, and member ID for a seamless claims process. - Share Details with Hospital Insurance Desk
Provide your card or policy number and member ID to the hospital’s insurance desk for cashless claims assistance. - Complete the Pre-Authorization Form
Accurately fill out the pre-authorization form available at the hospital to initiate the claims process. - Hospital Sends Form to Digit
After you’ve informed the insurer and completed the form, the hospital sends the pre-authorization form to Digit Insurance Company. - Await Approval or Rejection
Digit team reviews the claim details and informs both the policyholder and hospital about the approval or rejection of the claim. - Payment Process
If approved, the insurance company directly covers the medical expenses. If rejected, the policyholder must pay the bills themselves.
For reimbursement treatment :
- Inform GDigit: For planned hospitalization, please inform Digit at least 48 hours in advance. In the case of a medical emergency, kindly inform us within 48 hours from the date of hospitalization.
- Submit Claim Form: Complete and submit the claim form with all required documents, as per your group health insurance plan’s terms and conditions.
- Document Review: Digit’s claim management team will examine the submitted documents and claim form details.
- Approval Letter: Upon approval, the policyholder will receive a letter of approval from Digit’s claim management team.
- Reimbursement: After approval, the reimbursement amount will be processed within 30 days.
- Rejection Response: In case of rejection, the insured individual must address any queries raised by the insurer or receive an explanation for the rejection.
Follow these straightforward steps for a hassle-free reimbursement claims process with your Digit group health insurance pla
Documents required a Group Health Insurance claim with Digit insurance :
- Original investigation reports
- Final hospital discharge summary
- FIR or post-mortem report if happened
- Pharmacy bills along with the prescription
- Original bills, receipts, and discharge report
- Indoor case papers and duly-filled claim form
- Original hospital bills and a valid photo ID proof
- Treating doctor’s report, and original consultation notes
- Nature of operation performed and surgeon’s bill and receipt
- Test reports along with attending doctor’s or surgeon’s report
Digit x Healthysure advantage
Take the next step towards securing your team’s health by choosing Healthysure as your partner for Digit Group Health Insurance solutions.
Contact us now to receive instant, customized Group Health Insurance Quotes that perfectly align with your budget and your employees’ needs.
Digit's group health insurance plans
With Digit’s corporate insurance plans, you have the option to design a custom insurance plan with :
- No waiting period
- No room rent capping
- 99% claim settlement ratio
- Maternity included
At Healthysure, our primary goal is to assist businesses in finding the most suitable Group Health Insurance options for their staff. This is why we take pride in presenting Digit and their customizable Group Health Insurance plans, designed to address the unique requirements of each team.
Digit offers comprehensive Group Health Insurance plans that are not only extensive in coverage but also affordable, starting at just ₹80 per month per life*. With these plans, you can provide exceptional healthcare benefits to your employees without straining your budget.
The pricing of Digit’s Group Health Insurance policies is determined by various factors, including team size and coverage options. To obtain accurate Group Health Insurance Quotes tailored to your organization, simply reach out to our knowledgeable team at Healthysure. We will assist you in finding the ideal coverage plan that fits within your budget and meets your employees’ needs.
Trust Healthysure as your preferred partner for Digit solutions, and safeguard your team’s future with our flexible and cost-effective Group Health Insurance plans. Contact us today to receive instant, personalized Group Health Insurance Quotes and ensure the well-being of your employees.
Digit 🤝 Healthysure advantage
With our collaboration with Digit, Healthysure ensures that you receive the best group health insurance for your corporate.
Digit group health insurance reviews
Digit customer care details
Digit Group Health Insurance FAQ
Cashless hospital network list for Digit can be seen here
You can call Digit support at 1800 102 4488
You can reach out to Digit insurance’s support email at [email protected]
The Group Health Insurance plans or Corporate Health Insurance plans offered by Digit can differ based on factors such as the covered members’ details, added policy features, and policy type.
To obtain instant and free quotes for your team insurance, fill in the contact form on this page and our team will get back to you!
Claims Settlement Ratio (CSR) is the percentage of claims settled by the insurance company against the no. of claims obtained in a financial year.
Digit’s group health insurance has a claim settlement ration of 99%
Imagine you have a jar full of candies. The solvency ratio is like a way to see if you have enough candies to share with your friends, but also keep some for yourself. If your jar has a high solvency ratio, that means you have a lot of candies and can share them without any problem. If the ratio is low, you might run out of candies and that wouldn’t be fun. Businesses use the solvency ratio to make sure they have enough money to pay their bills and still have some left for other things.
Digit has a solvency ratio of 2.01 (IRDAI recommended: >1.5)
Yes, Digit is one of the best insurance companies in India.
Founded in 2016 by Kamesh Goyal (CEO, Bajaj Allianz Life Insurance) already became a unicorn in 2021. Digit Insurance has Virat Kohli as it’s brand ambassador. They will soon be filing for an IPO.
Have any other doubts 🤔
Have doubts regarding buying or renewing your corporate health policy? Not sure about your policy benefits? Set-up a free call with our group health insurance policy experts and find the policy that works the best for your team.
Note : Details compiled from various sources. Numbers are for Group Health Insurance plans by Digit insurance.
