Digit Group Health Insurance
Digit overview
Digit Insurance entered the general insurance segment with the aim of making insurance simple for all. Digit was started by Kamesh Goyal and is funded by Fairfax Group. It offers non-life insurance products covering cars, bikes, travel, homes and mobiles. Digit was also the first company to become a unicorn in 2021. The company is based in Pune and Bengaluru and follows a multi-channel distribution strategy with a digital platform for claims and customer service.
Key features
24/7 Assistance
8,500+ network hospitals for cashless claims
Zero-deductibles
Affordable Premiums
Paperless reimbursements
TPA: External (cashless) In-house (Reimbursement)
Solvency ratio : 2.01
Digit claims process
With cashless settlement TAT being 2 to 4 hours and reimbursement settlement taking around 10 to 15 days, Digit insurance is one of the best options available. Paperless reimbursement claims ensure that you do not have additional troubles even if your hospital is not present in the cashless network list. Digit has provisions for external and in-house TPAs.
For cashless treatment
- 1
Locate a network hospital
- 2
Inform the insurer
- 3
Carry your cashless card, policy number and member ID
- 4
Share details with the hospital insurance desk
- 5
Complete the pre-authorisation form
- 6
Wait for approval or rejection
For reimbursement treatment
- 1
Inform the insurer within the stated timeline
- 2
Submit the claim form and required documents
- 3
The claim management team reviews the documents
- 4
Receive approval and reimbursement, or respond to queries if rejected
Documents required for a Group Health Insurance claim
Original investigation reports
Final hospital discharge summary
FIR or post-mortem report if happened
Pharmacy bills along with the prescription
Original bills, receipts, and discharge report
Indoor case papers and duly-filled claim form
Original hospital bills and a valid photo ID proof
Treating doctor’s report and original consultation notes
Nature of operation performed and surgeon’s bill and receipt
Test reports along with attending doctor’s or surgeon’s report
Digit × Healthysure advantage
Take the next step towards securing your team’s health by choosing Healthysure as your partner for Digit Group Health Insurance solutions.
Digit's group health insurance plans
With Digit’s corporate insurance plans, you have the option to design a custom insurance plan with: Digit offers comprehensive Group Health Insurance plans that are extensive in coverage and affordable, starting at just ₹80 per month per life*. Pricing depends on team size and coverage options. Reach out to Healthysure for quotes tailored to your organization.
No waiting period
No room rent capping
No specific disease capping
Maternity included
With our collaboration with Digit, Healthysure ensures that you receive the best group health insurance for your corporate.
Digit reviews
★★★★★
Very fast and smooth experience while going for cashless facility
Very fast and smooth experience while going for cashless facility insurance claim. Claim was approved within 4 hours.
★★★★★
Excellent coordination by Healthysure
The Healthysure team worked in close coordination with Go Digit, ensuring a seamless and hassle-free process, including claim settlement.
★★★★★
Amazed!
Amazed by the services from GoDigit, especially thanks to Azhar and Vaishali. They made my claim settlement process easy, covering both pre and post hospitalization.
Digit customer care details
Customer care email : he***@*****it.com
Customer care phone number : 1800 258 4242
Digit network hospital list
Digit FAQs
What is the cashless hospital network list for Digit?+
Cashless hospital network list for Digit can be seen on the insurer’s hospital listing.
What is customer care phone number for Digit?+
You can call Digit support at 1800 102 4488.
What is customer care email for Digit?+
You can reach out to Digit insurance’s support email at he***@*****it.com.
What is the cost of Digit's group health insurance plans?+
Plans differ based on covered members, added policy features, and policy type. Fill in the contact form for an instant quote.
What is Digit's GHI Claim Settlement Ratio?+
Digit’s group health insurance has a claim settlement ratio of 99%.
What is Solvency Ratio?+
Digit has a solvency ratio of 2.01 (IRDAI recommended: above 1.5).
Is Digit a trusted company?+
Yes. Founded in 2016 by Kamesh Goyal, Digit became a unicorn in 2021.
Note: Details compiled from various sources. Numbers are for Group Health Insurance plans by Digit insurance.
