Insure your team with the best-in-class coverage
Discover the comprehensive advantages of corporate insurance and make an empowered decision for your team’s well-being.
Corporate Health Insurance, also known as group health insurance, is a specialized policy designed to offer comprehensive health benefits to a specific collective, such as employees of a company or members of an organization. By leveraging the power of a larger group, corporate insurance allows employers or groups to provide affordable healthcare coverage, as the risk is spread across a broader pool of individuals, resulting in reduced premium costs.
This type of insurance extends its advantages to various groups, including company employees, community members, or participants in a non-profit organization.
Imagine a small business owner managing a team of 20 employees. In order to ensure the well-being of their staff, they might consider opting for corporate insurance coverage. By providing this comprehensive insurance, employees can enjoy affordable access to a wide range of medical benefits, including hospitalization, doctor consultations, and prescription medications. Not only does this benefit the employees, but it also serves as a valuable perk for the employer, aiding in talent acquisition and retention while boosting the overall health, satisfaction, and productivity of the team.
Corporate insurance offers numerous advantages for both employees and employers. It provides equal access to high-quality healthcare and serves as a protective shield against increasing medical costs. This type of insurance also acts as a financial safety net for group members in the event of hospitalization.
For Employers:
For Employees:
Corporate insurance acts as a safeguard for employees and their families during unforeseen medical emergencies, showcasing the company’s dedication to employee well-being. This contributes to a positive work environment, enhances employee satisfaction, and boosts overall productivity.
Choosing a comprehensive corporate insurance plan is a valuable investment for both employers and employees. It not only enhances the company’s reputation but also significantly improves the well-being of employees. By prioritizing health and well-being, employers cultivate a compassionate and supportive workplace culture that attracts and retains high-performing employees. Moreover, businesses can take advantage of corporate tax benefits in the process.
Corporate insurance offers a flexible solution tailored to the unique needs of companies of all sizes. Unlike a one-size-fits-all approach, we at Healthysure understand the importance of customizing policies to meet the specific requirements of each team. Even teams as small as two members can access comprehensive coverage through Healthysure’s corporate insurance plans.
100% digital process with no need of medical checkups.
Our group insurance plans provide you with coverage against COVID-19
Be it a cashless claim or a reimbursement, our claims team ensures a hasslefree claims process.
Your team can claim cashless settlements from over 10,000+ hospitals all over India.
Whether you are a 5 member startup or a 500 member corporate, you can purchase a corporate insurance with us.
Offer your employees more than insurance with Healthysure. Gym memberships, health checkups, teleconsultations, etc.
Our partnership with the top insurers allows us to get exlcusive quotes for your company.
Chatbots and automated replies are fine, but with Healthysure you also get a dedicated relationship manager.
Yes, with Healthysure, corporate health insurance policies provide coverage for coronavirus.
All employees who are more than 18 years old and below 70 years and are employed with a company are eligible to get coverage under a corporate health insurance policy. Additionally, dependent children between 3 months and 25 years, spouse, and sometimes parents can also be added to the policy.
The premium of a corporate health insurance policy is decided based on factors such as the number of employees in the organization, their age, number of dependents, and location. You can contact our team and get the best pricing for your corporate insurance.
Corporate health insurance policies may have waiting periods for specific reasons and diseases. With options to customise your group insurance’s benefits, one advantage is that these waiting periods can often be waived off.
Room rent capping refers to the conditions set by insurance companies regarding the eligibility of room types and the expenses covered. All costs beyond the eligible room rent are payable by the policyholder.
The healthcare cost varies based on the type of room selected. For example, fees for doctor consultation in a single AC room are higher compared to a shared room. The actual costs for room rent and specific medical procedures can vary based on the room type.
If a policyholder selects a room with a higher rent than mentioned in the policy document, the claim payable may be limited to the charges applicable to the entitled category. This means that the policyholder may have to pay out-of-pocket expenses for the difference in room rent.
Yes, room rent can often be customized under the corporate health insurance policy. Options such as a proportion of the sum assured, single AC room regardless of costs, or no room rent capping at all may be available.
Yes, room rent can often be customized under the corporate health insurance policy. Options such as a proportion of the sum assured, single AC room regardless of costs, or no room rent capping at all may be available.
Corporate health insurance policies often provide coverage for pre-existing diseases right from the start of the policy. This is a significant benefit compared to standard individual policies.
The decision to opt for a pre-existing disease waiver depends on various factors such as the demographics of the covered group and the desired benefits. It is important to consider the needs of the employees and the associated costs when making this decision.
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