Accidental Hospitalization
The insurance covers pre and post hospitalization expenses, including ambulance charges, room rent, diagnosis, and day care procedures.
Corporate Health Insurancefor your employees
Discover the comprehensive advantages of corporate insurance and make an empowered decision for your team’s well-being.
What is Corporate Health Insurance?
Corporate Health Insurance, also known as group health insurance, is a specialized policy designed to offer comprehensive health benefits to a specific collective, such as employees of a company or members of an organization. By leveraging the power of a larger group, corporate insurance allows employers or groups to provide affordable healthcare coverage, as the risk is spread across a broader pool of individuals, resulting in reduced premium costs.
Imagine a small business owner managing a team of 20 employees. By providing comprehensive insurance, employees can enjoy affordable access to medical benefits including hospitalization, doctor consultations, and prescription medications. It also serves as a valuable perk for the employer, aiding talent acquisition and retention.
What is covered in Corporate Health Insurance?
COVID-19 Hospitalization
COVID-19 hospitalization costs are covered for employees and family members who test positive.
Illness Related Hospitalisation
Hospitalization expenses related to illnesses are covered for employees and their dependents.
Daily Hospital Cash
The insurance provides a daily hospital cash cover to help with additional expenses incurred during a hospital stay.
Psychiatric Support
Mental health is given equal importance, and the plan includes coverage for psychiatric support.
Critical Illness Coverage
Critical illness coverage is included to provide financial assistance in case of diagnosis.
Maternity benefits
Maternity benefits cover childbirth expenses for employees or spouses, infertility treatments, or medically necessary terminations.
AYUSH Treatments and Organ donations
Additional benefits include alternate treatments, organ donation expenses, infertility treatments, and bariatric surgeries.
Key Benefits of Corporate Health Insurance from Healthysure
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Plans starting at ₹80 per employee*
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Zero co-payment
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Zero waiting period
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10,000+ cashless hospitals acorss India
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Dedicated relationship manager
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100% digital process
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5 star claim settlement experience
Why buy Corporate Insurance from Healthysure?
Providing employees with affordable and high quality healthcare benefits they deserve.
Paperless process
100% digital process with no need of medical checkups.
COVID-19 coverage
Our group insurance plans provide you with coverage against COVID-19.
5 Star claims experience
Be it a cashless claim or a reimbursement, our claims team ensures a hasslefree claims process.
10,000+ cashless hospitals
Your team can claim cashless settlements from over 10,000+ hospitals all over India.
For all company sizes
Whether you are a 5 member startup or a 500 member corporate, you can purchase a corporate insurance with us.
Optional addons
Offer your employees more than insurance with Healthysure. Gym memberships, health checkups, teleconsultations, etc.
Best quotes from the best insurers
Our partnership with the top insurers allows us to get exlcusive quotes for your company.
Dedicated personalised support
Chatbots and automated replies are fine, but with Healthysure you also get a dedicated relationship manager.
How to file a Corporate Health Insurance Claim with Healthysure
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Login to your Healthysure portal
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Call your claims manager directly
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Download your e-card from the Healthysure portal
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For a hospital outside the cashless network, file a reimbursement claim
Corporate Insurance: Frequently Asked Questions
How is corporate health insurance different from individual health insurance?+
The company is the direct point of contact for a corporate health insurance plan and the policy is valid as long as the employee remains with the organization. An individual is the point of contact for an individual plan and its validity is determined by payment of premiums.
Is coronavirus covered under corporate health insurance?+
Yes, with Healthysure, corporate health insurance policies provide coverage for coronavirus.
Who can be covered under a corporate health insurance policy?+
Employees aged 18 to 70 are eligible. Dependent children between 3 months and 25 years, spouse, and sometimes parents can also be added.
How is the premium of corporate health insurance determined?+
Premium is decided based on the number of employees, their age, number of dependents, and location.
What are the waiting periods in corporate health insurance?+
Policies may have waiting periods for specific reasons and diseases. With customised benefits these waiting periods can often be waived off.
What is room rent capping in corporate health insurance?+
Room rent capping refers to conditions set by insurers regarding eligible room types and covered expenses. Costs beyond the eligible room rent are payable by the policyholder.
How are pre-existing diseases covered in corporate health insurance?+
Corporate health insurance policies often provide coverage for pre-existing diseases right from the start of the policy.
