Aditya Birla Health Insurance
Aditya Birla overview
Aditya Birla Health Insurance Co. Limited (ABHICL) is a health insurance company that is a joint venture between Aditya Birla Group and MMI Holdings of South Africa. It was established in 2015 as a part of Aditya Birla Capital Ltd. and began operating in October 2016. ABHICL focuses on providing health insurance services and offers specialized products such as chronic care and incentivized wellness programs. By the end of the first half of FY22, ABHICL had achieved a gross written premium of Rs. 764 Crore and provided insurance coverage to more than 16.2 million individuals.
Key features
Claim settlement ratio : 99% (Group Health Insurance CSR)
10,000+ network hospitals for cashless claims
Covers COVID-19
30 Days reimbursements TAT
Paperless reimbursements
Cashless TAT - 1 to 2 hours
Solvency ratio : 1.77
Aditya Birla claims process
Aditya Birla Health Insurance is a highly recommended choice due to its efficient cashless settlement process, which typically takes only 1 to 2 hours. In cases where cashless settlement is not possible, reimbursement settlements are processed within approximately 25 to 30 days. Paperless reimbursement claims mean that even if your hospital is not part of the cashless network, you won’t face additional hassles.
For cashless treatment
- 1
Locate a network hospital
- 2
Inform the insurer
- 3
Carry your cashless card, policy number and member ID
- 4
Share details with the hospital insurance desk
- 5
Complete the pre-authorisation form
- 6
Wait for approval or rejection
For reimbursement treatment
- 1
Inform the insurer within the stated timeline
- 2
Submit the claim form and required documents
- 3
The claim management team reviews the documents
- 4
Receive approval and reimbursement, or respond to queries if rejected
Documents required for a Group Health Insurance claim
Original investigation reports
Final hospital discharge summary
FIR or post-mortem report if happened
Pharmacy bills along with the prescription
Original bills, receipts, and discharge report
Indoor case papers and duly-filled claim form
Original hospital bills and a valid photo ID proof
Treating doctor’s report and original consultation notes
Nature of operation performed and surgeon’s bill and receipt
Test reports along with attending doctor’s or surgeon’s report
Aditya Birla × Healthysure advantage
Simplify the claims process with Healthysure’s dedicated support team, who will guide you through every step, making it easier for you to manage your important matters.
Aditya Birla's group health insurance plans
With Aditya Birla Health Insurance’s corporate insurance plans, you have the option to design a custom insurance plan with: Aditya Birla Health Insurance offers comprehensive and cost-effective Group Health Insurance plans, with rates starting as low as ₹80 per month per life*. Pricing is determined by factors including team size, coverage options, and more. Connect with the Healthysure team to find a coverage plan that aligns with your budget and the well-being of your employees.
No waiting period
No room rent capping
No specific disease capping
Maternity included
Experience unbeatable affordability with Healthysure, powered by our partnership with Aditya Birla Health.
Aditya Birla reviews
★★★★★
Convenient and timely access to medical care
It is very important to have timely access to medical care under health insurance. The Aditya Birla Health Insurance Plan offers coverage for medical treatments that don't require overnight hospital stays.
★★★★★
So many plans to choose from
There are a lot of plans available on the Healthysure website. After going through each plan, its features, and its benefits, I chose the Aditya Birla Health Insurance Plan.
★★★★★
Easy to Know the Status of Plan
I bought the Aditya Birla Health Insurance Plan. Comparing the plans to track the status of my policy, every step of the journey was smooth.
Aditya Birla customer care details
Customer care email : ca******************@****************al.com
Customer care phone number : 1800 270 7000
Customer care WhatsApp number : +91 8828800035
Aditya Birla Health Insurance network hospital list
Aditya Birla FAQs
What is the cashless hospital network list for Aditya Birla Health?+
Cashless hospital network list for Aditya Birla Health can be seen on the insurer’s hospital listing.
What is customer care phone number for Aditya Birla Health?+
You can call Aditya Birla Health support at 1800 270 7000.
What is customer care WhatsApp number for Aditya Birla Health?+
You can WhatsApp the Aditya Birla Health team for support on 8828800035.
What is the cost of group health insurance plans of Aditya Birla Health?+
Plans vary based on the members covered, features included in the policy, and policy type. Contact the Healthysure team for an immediate quote.
What is Claim Settlement Ratio?+
Claims Settlement Ratio is the percentage of claims settled by an insurance company against the number of claims obtained in a financial year. Aditya Birla Health Insurance’s group health insurance has a claim settlement ratio of 99%.
What is Solvency Ratio?+
Aditya Birla Health has a solvency ratio of 1.77 (IRDAI recommended: above 1.5).
Note: Details compiled from various sources. Numbers are for Group Health Insurance plans by Aditya Birla Health.
